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Business Loan 1 Year in Business

Twelve months of operating history is a meaningful threshold in business lending. You've cleared the stage where most lenders won't look at you, and you've built enough financial history for underwriters to assess your trajectory, not just your starting point. Term loans, equipment financing, certain LOC products, and some SBA Express programs all become accessible at 1 year. The 6-month cohort had a narrow path; yours is significantly wider. Quordx Capital matches you with best-fit lenders in our network of 50+ and identifies every product your 1-year profile can access.

Part of our guide to Business Loans.

Last updated · Reviewed by Cody Dreis

50+ Lenders|Funding in as little as 24 hours

Estimate your funding

Answer a few questions about your business to see a likely range.

Open the full funding calculator

Apply for Funding

No obligation · Initial inquiry doesn't impact credit · Takes about 10 minutes

Cody Dreis, Founder, Quordx Capital

Written by

Cody Dreis

Founder, Quordx Capital

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Quordx Capital is a business funding broker, not a lender. Lenders make every credit decision and set the rate, fees and terms, and not every business qualifies. Quordx may be paid by a lender when a deal funds. Full disclosures